Advanced Insurance Solutions Blog
All You Ever Wanted to Know About Insurance
Get to know: Tracy Hartman, office manager and personal lines agent
Monday, June 25, 2018
Where did you grow up? Pine Grove Can you tell us a little bit about your family? I am married to Chris Hartman, 20 years. We have two children, Samantha and Nathan. Samantha just completed her first year at the...
Business interruption insurance compensates for lost income caused by disaster-related damage
Monday, March 5, 2018
Hurricane Irma, which struck in late summer 2017, caused estimated insurance losses in Florida of $8 billion, including 3,840 business interruption claims. Disasters cost inoperable small businesses an average of $3,000...
Get to know: Chris Painter, AIS co-owner and commercial lines team leader
Thursday, November 16, 2017
Your wife, Courtney, and her brother, Doug Erwin, started AIS in 2000. You joined AIS in 2007 after majoring in civil engineering at the University of Pittsburgh-Johnstown and then working for a decade in the...
What you need to know to manage workers' compensation costs
Tuesday, May 2, 2017
Workers' compensation was the first form of social insurance in the United States: The first law was enacted in 1908 to cover federal civilian employees. Today, all 50 states, plus the District of Columbia, Puerto Rico...
With inland marine coverage, your tools and equipment are covered wherever you take them
Monday, October 3, 2016
A construction site can go from being a hub of activity during the day to utter blackness overnight. A chain-link fence surrounding the property can deter thieves, but you'll often read about the theft of tools and...
Permanently attached equipment specifically should be noted when contractors buy commercial auto insurance
Monday, July 25, 2016
If you’re a building contractor, your truck is your livelihood. You spend an awful lot of time in it, driving to and from work sites. It’s your home away from home, so it’s likely you’ve modified it to accommodate so-...
If you provide a professional service, you should consider professional liability insurance
Tuesday, February 9, 2016
For all of the talk about gridlock in politics, some issues elicit bipartisan agreement. Take, for instance, Pennsylvania Act 65 of 2012. In June of that year, legislation mandating that all dentists in the commonwealth...
Business insurance coverage starts with a general liability policy
Thursday, January 14, 2016
The U.S. Small Business Administration recommends that businesses assess their insurance needs on an annual basis. As a business grows, after all, so do its liabilities. A good place to start is with general liability...
Because you have a website -- and other reasons why cyber liability insurance makes sense
Monday, December 28, 2015
When news organizations compile annual lists of the top data breaches, it’s a good indication of the frequency with which they occur and their scope. Through late November 2015, the number of U.S. data breaches stood at...
Fiduciary liability: Make sure you're covered or you could wind up looking like this guy
Monday, August 10, 2015
With so many necessary insurance coverages to consider, a busy business owner and/or executive might overlook or minimize the importance of fiduciary liability. Warning: An oversight or misstep in this area is like a...
Required if you have employees, workers compensation insurance can be costly and confusing
Tuesday, July 14, 2015
A recent workers compensation claim crossed our desks and had us seeking case law to learn more. An employee who sustained a work-related injury was prescribed a treatment regimen with the goal of returning to work...